Give Your Clients a Business Funding Department. Create Referral Revenue.
Your clients' businesses have a sales department. They have a marketing department. Almost none has a funding department. CredFin becomes that department, helping business owners address business credit and financial preparation gaps on a personalized path to becoming Capital Qualified™. You keep the client relationship and give them a benefit they've never had.
Explore our programs and partnership process below. Detailed commission examples and an interactive earnings calculator appear after the program overview.
A partnership built around your clients' funding department.
Hear from Ray A. Smith, Founder & CEO, on how CredFin supports the business owners our partners serve.
Designed for professionals their clients already trust.
Whether you advise business owners before they apply or work with applicants who cannot yet qualify, CredFin becomes their Business Funding Department, centered on business credit and financial readiness. It's a benefit your clients have never had, and it expands the relationship you already have.
CPAs and tax professionals
Offer clients something they've never had: a funding department that works alongside your tax and advisory work, and expands your relationship with every business you serve.
Bookkeepers
Spot cash-flow pressures early and give clients a funding department to address them, deepening a relationship built on their numbers.
Lenders and loan brokers
Turn a decline into a long-term relationship. CredFin helps the owner see the value of a funding department and prepares them to come back to you when they are ready.
Insurance agents
Extend your trusted relationship by introducing business owners to their own funding department, starting with Capital Qualified™.
Coaches and consultants
Help turn a client's growth plan into a practical roadmap for credit, cash flow, and capital preparation.
Commercial real estate and equipment pros
Help buyers explore the Capital Qualified™ pathway before revisiting a financing opportunity.
A simple process. You introduce. CredFin supports.
You maintain the client relationship. Our team provides the program guidance and support.
Join the partner program
Complete the brief registration, review the partner terms, and follow the instructions to set up your partner account and payment details.
Introduce suitable clients
Share your unique CredFin link with interested business owners. Our team helps them explore the appropriate readiness program; your dashboard provides referral visibility.
Track referrals and earnings
Monitor attributable enrollments and eligible commissions. Qualifying commissions are paid on the 15th of the following month based on client payments collected and your approved partner terms.
Their Funding Department. Starting With Capital Qualified™.
Funding decisions can be affected by business credit, cash flow, documentation, and individual lender criteria. CredFin helps business owners understand and address readiness gaps, then explore suitable financing pathways when appropriate. CredFin is an advisory company, not a lender.
Capital Qualified™
A coordinated roadmap combining ApprovalReady™ and CashFlowReady™: business credit development, cash-flow preparation, access to Lender Match™ resources, and 12 months of coaching and support.
- CredFin AI Funding Platform
- Bureau Profile Optimization
- Personalized Funding Roadmap
- Lender Match™ Network
- Cash Flow Assessment
- Underwriting-Ready Financials
- Personalized Growth Roadmap
- Capital Planning
- 12 Months of Live Coaching & Support
ApprovalReady™
$2,997Strengthen business credibility, review credit bureau information, and build a clearer business credit profile for future funding conversations.
- Bureau Profile Optimization
- Business Credit Development
- Credibility Foundation Builder
- Personalized Funding Roadmap & Strategy Session
- Lender Match™ Network
- 12 Months of Live Coaching & Support
CashFlowReady™
$2,997Organize financial information, evaluate cash flow, and create a forward-looking financial roadmap for funding and business growth.
- Cash Flow Assessment
- Underwriting-Ready Financial Organization
- Personalized Growth Roadmap
- Capital Planning
- 12 Months of Live Coaching & Support
Assess what lenders see
Review business credit information across Dun & Bradstreet, Equifax Business, and Experian Business to identify inaccuracies, gaps, and opportunities for improvement.
Develop the profile
Develop EIN-based business credit through an appropriate sequence of reporting accounts and tradelines, based on the business's circumstances.
Explore the right lenders
When the business is ready, explore relevant options through Lender Match™. All applications remain subject to lender criteria and approval.
"The funding system has always favored the prepared. CredFin gives every entrepreneur that preparation."
Run your own numbers.
Explore illustrative commissions based on different enrollment and payment scenarios. Adjust the sliders to model your own potential activity.
Illustrative amounts only, not an earnings forecast or guarantee. Actual commissions depend on qualifying enrollments, client payments collected, and approved partner terms. Payment-plan commissions accrue as payments are received.
A professional partnership with clear support.
Commissions up to 20%
Eligible partners may receive volume bonuses, with total commission potential of up to $1,000 per qualifying Capital Qualified™ enrollment.
Paid on the 15th of every month
What we collect from your clients in one month is paid to you on the 15th of the next.
Real-time dashboard
Review referral activity and available commission information in your partner dashboard.
One-year referral window
Eligible referrals may be attributed for up to one year after the initial tracked click, subject to tracking conditions and the Affiliate Partner Agreement.
A dedicated partner team
A CredFin team to assist with partner questions, referral procedures, and program information.
Clear answers for prospective partners.
How much do I earn?
A Capital Qualified™ client who pays in full earns you $750, and up to $1,000 for partners who qualify for our volume bonuses. An ApprovalReady™ or CashFlowReady™ client who pays in full earns you $600. A client on a payment plan earns you 20% of each payment they make: $139.40 at enrollment plus $57.80 for each of 11 monthly payments. We walk you through your commission schedule on your onboarding call.
When and how am I paid?
Commissions are paid monthly, on the 15th. Whatever we collect from your referred clients in one month is paid to you on the 15th of the following month. For example, a client payment we collect on October 4 is paid to you on November 15. Payment goes through our payout vendor, and you need an active payment account and your tax documentation on file.
How are my referrals tracked?
Your unique CredFin link helps associate qualifying enrollments with your partner account. Attribution is subject to tracking availability, applicable referral windows, and the Affiliate Partner Agreement. If a referral does not appear in your dashboard, contact the partner team for review.
What is the difference between my link and the referral form?
Your unique enrollment link supports commission attribution when a referred client qualifies and enrolls. A referral form introduces a prospective client for follow-up; submitting a name alone does not establish a payable commission.
Do I earn on a client's later purchases?
Commission is paid on a new client's first enrollment, including each payment on their plan. Additional program purchases by the same client are not commissionable.
What does it mean for CredFin to be my client's funding department?
Your clients' businesses have a sales department and a marketing department, but almost none has a funding department. CredFin fills that role: we assess what lenders see, help develop the business credit and cash flow profile through Capital Qualified™, and help the owner explore lenders whose criteria fit when the business is ready, with 12 months of live coaching and support.
Will CredFin compete with me for my client?
No. CredFin is not a lender, and we do not take over your relationship. We prepare the business behind the scenes, so a client who isn't ready for funding today has a reason to stay connected with you as their business grows.
Is CredFin a lender?
No. CredFin provides business credit coaching, financial roadmapping, and funding advisory services. We do not make lending decisions or guarantee financing. When appropriate, we help clients explore financing options through third-party lenders.
Are there rules for how I promote?
Yes. Say clearly that you are a CredFin affiliate wherever you share your link, do not bid on CredFin's brand keywords in ads, and do not use your own link to enroll yourself. The full rules are in the Affiliate Partner Agreement.
Give your clients a funding department. Grow with CredFin.
Complete the brief partner sign-up, or speak with our team to explore how the program fits your business.
Prefer to talk first? Schedule a consultation.