In The News

MIAMI, FL — June 25, 2026 (GlobeNewswire) — CredFin, Inc., a business credit advisory and funding platform headquartered in Miami, Florida, today announced a joint venture with Keystone Capital Advisors, LLC, a business funding company based in Vero Beach, Florida.

The timing follows the Federal Reserve’s 2026 Report on Employer Firms, which found that small business approval rates remain below pre-pandemic levels, and that applicants who sought financing through small banks were approved in full more often, at 57 percent, than those who applied through any other channel. CredFin and Keystone Capital Advisors built this joint venture to close that gap.

Business owners who want to see exactly where their own funding risk lies before they apply can download CredFin’s free guide, “They Denied You. They Didn’t Tell You Why.,” at Guide.CredFin.ai.

The partnership connects two parts of the funding process that most business owners experience separately: credit qualification and lender access. Under the joint venture, Keystone Capital Advisors will refer business owners seeking funding to CredFin for credit qualification through CredFin’s Capital Qualified™ + Lender Match™ System. Once a business owner is Capital Qualified™, they gain access to Keystone Capital Advisors’ funding programs alongside CredFin’s broader lender network.

Ray A. Smith, Founder & CEO of CredFin, Inc.

“Most business owners are declined because of their credit profile, not their business. Keystone Capital Advisors has built a strong funding network. Pairing that network with a credit qualification process gives business owners a clear path to approval, instead of a guess.”

Ed O’Deven, CEO of Keystone Capital Advisors

“We see business owners every day who have the revenue and the plan but not the credit profile lenders require. This partnership lets us send clients to CredFin to get qualified first, so when they come to us for funding, they are positioned to get approved.”

For business owners, the joint venture means a single, coordinated path: build and qualify the business credit profile first, then match to the right lender.

Leadership

Ray A. Smith is Founder and CEO of CredFin, Inc. He has more than 25 years of experience in financial services and fintech and leads CredFin’s Capital Qualified™ + Lender Match™ System alongside CredFin’s board, which includes original Shark Tank investor Kevin Harrington.

Ed O’Deven is CEO of Keystone Capital Advisors. He brings more than 40 years of experience in sales, marketing, and finance to the partnership. Over his career, O’Deven has owned and operated several businesses, including a financial planning business, a real estate development company, and a bottled water and coffee distribution company, and has worked as a financial advisor, branch manager, and business broker.

CredFin, Inc. is not a lender and does not make credit decisions. The company may, in certain circumstances, introduce business owners to independent third-party financing providers. All financing decisions, terms, and approvals are made solely by those independent providers and are subject to their own underwriting criteria. Participation in the workshop and use of CredFin, Inc.’s advisory services are voluntary and may not be suitable for all businesses. Outcomes vary based on individual business circumstances, creditworthiness, lender criteria, and market conditions, and there is no assurance that any business will obtain financing as a result of participation.

Media Contact: [email protected] | credfin.ai | Workshop.CredFin.ai

MIAMI, FL — June 22, 2026 (GlobeNewswire) — The Federal Reserve’s newly released 2026 Report on Employer Firms, drawn from the 2025 Small Business Credit Survey, found that 38 percent of small businesses applied for a loan, line of credit, or merchant cash advance in the prior 12 months — a rate nearly unchanged from the 2024 survey. The report also found that full approval rates remained below pre-pandemic levels, and that small business owners are increasingly turning to online lenders for capital, with the share of applicants seeking financing from fintech lenders rising from 17 percent in 2020 to 29 percent in 2025. Applicants who sought financing through small banks were more likely to be fully approved, at 57 percent, than those who applied through other channels.

In response, CredFin, Inc. is offering a free field guide, “They Denied You. They Didn’t Tell You Why,” that walks business owners through the five most common reasons for funding denials and the steps to fix them. The guide is available now at Guide.CredFin.ai.

For Ray Smith, Founder and CEO of CredFin, Inc., the Fed’s data confirms what he has seen firsthand across more than 25 years in financial services and fintech. Smith grew up on a dairy farm in Ludlow, South Dakota, before learning this industry the hard way and building a 60-employee call center and eventually founding CredFin to help business owners navigate a lending system that too often says no without ever explaining why.

Ray A. Smith, Founder & CEO of CredFin, Inc.

“Banks deny. We defy. Every business owner who has ever made payroll they did not know how to make, or kept the doors open through a season that should have closed them, deserves to know why they got turned down and what it actually takes to get to yes. That is the same grit my family had on the farm, and it is the same grit I see in every small business owner we work with.”

CredFin built its Capital Qualified™ + Lender Match™ System to give business owners a clear, structured path from denial to funding. The platform has already helped thousands of small business owners nationwide understand the real reasons behind funding denials and build the business credit profile lenders are actually looking for — rather than relying on personal credit or guesswork alone.

CredFin, Inc. is not a lender and does not make credit decisions. The company may, in certain circumstances, introduce business owners to independent third-party financing providers. All financing decisions, terms, and approvals are made solely by those independent providers and are subject to their own underwriting criteria. Participation in the workshop and use of CredFin, Inc.’s advisory services are voluntary and may not be suitable for all businesses. Outcomes vary based on individual business circumstances, creditworthiness, lender criteria, and market conditions, and there is no assurance that any business will obtain financing as a result of participation.

Media Contact: [email protected] | credfin.ai | Workshop.CredFin.ai

MIAMI, FL — June 1, 2026 (GlobeNewswire) — With exactly 33 days remaining until America’s historic 250th anniversary, CredFin, Inc. announced a bold national pledge: to help 250 small business owners become Capital Qualified™ and get matched with the right lenders before July 4, 2026.

As part of the “250 by July 4th” pledge, CredFin, Inc. is giving 250 Fast Mover businesses free access to the CredFin platform to Test Drive the full Capital Qualified™ experience at no cost. This exclusive offer is available only to the first 250 qualifying businesses that sign up between June 1 and July 4, 2026, America’s 250th Birthday.

Business owners who want to be part of the “250 by July 4th” pledge are encouraged to register immediately. To claim a free Test Drive spot, visit Vault.CredFin.ai/Signup.

Ray A. Smith, Founder & CEO of CredFin, Inc.

“There’s something powerful about the number 250. Two hundred and fifty years of freedom. A goal of two hundred and fifty businesses funded. It’s not a coincidence, it’s a calling. The same entrepreneurial spirit that built this nation is alive in every small business owner who walks through our workshop. Our job is to help them turn that spirit into capital.”

“The American Dream has always been about more than survival, it’s about building something that lasts. You can’t build if you can’t access funding. That’s exactly what we fix.”

The Capital Qualified™ System

CredFin, Inc.’s Capital Qualified™ system is a structured three-step process. First, the company helps business owners establish and correct their commercial credit profiles across Dun & Bradstreet, Equifax Business, and Experian Business. Second, it optimizes the business entity structure and financial footprint to meet lender underwriting criteria. Third, it matches each client to the most appropriate lenders from a network of funding sources.

250 by July 4th

Core packages begin at $2,500, with a $697 DIY option and a recurring monthly program also available. A $97 VIP upgrade offers an additional one-hour private strategy session directly with Ray A. Smith, CEO.

The “250 by July 4th” pledge is the centerpiece of CredFin, Inc.’s ongoing Fund Your Freedom campaign, which launched on May 3 and has already drawn the interest of thousands of small business owners to the company’s free Business Capital Qualified™ Workshop at Workshop.CredFin.ai.

CredFin, Inc. is not a lender and does not make credit decisions. The company may, in certain circumstances, introduce business owners to independent third-party financing providers. All financing decisions, terms, and approvals are made solely by those independent providers and are subject to their own underwriting criteria. Participation in the workshop and use of CredFin, Inc.’s advisory services are voluntary and may not be suitable for all businesses. Outcomes vary based on individual business circumstances, creditworthiness, lender criteria, and market conditions, and there is no assurance that any business will obtain financing as a result of participation.

Media Contact: [email protected] | credfin.ai | Workshop.CredFin.ai

MIAMI, FL — May 28, 2026 (GlobeNewswire) — CredFin, Inc., the national business credit and funding advisory firm headquartered in Miami, Florida, announced a landmark strategic alliance with The Agent Underground, the professional networking and mentorship platform for independent insurance agents, founded and led by seasoned insurance industry veteran Rob Thomas.

The announcement comes at a critical inflection point for the United States insurance industry. With artificial intelligence reshaping the distribution landscape at an unprecedented pace, hundreds of thousands of independent insurance agents face mounting uncertainty, together with a narrowing window to position themselves on the right side of history.

The Disruption Is Real, and It Is Here Now

Bank of America Global Research has warned that more than fifteen billion dollars in agent commissions, paid by just six major carriers including Progressive, Travelers, and Hartford in 2025 alone, are at direct risk of artificial intelligence-driven disintermediation. Standard home, auto, and small commercial policies represent low-complexity transactions where AI-powered direct-to-consumer channels can eliminate the human intermediary entirely.

The global AI in insurance market, valued at $4.59 billion in 2022, is projected to reach $79.86 billion by 2032, growing at more than 33 percent annually. Mergers and acquisitions activity within AI in insurance skyrocketed in 2025, registering growth of 328 percent in deal value and 125 percent in deal volume.

Meanwhile, more than 30,000 independent agencies across the United States generate less than $1.25 million in annual revenue, and the vast majority have no viable internal succession or perpetuation plan. With 695 insurance agency mergers and acquisitions completed in 2025, industry analysts expect consolidation to accelerate in 2026.

Funding the Agents Who Lead the Revolution

CredFin, Inc. was built for precisely this moment. Powered by the proprietary Funding Ready™ and Lender Match™ System, which leverages data from Dun & Bradstreet, Equifax Business, and Experian Business, CredFin helps small business owners, including independent insurance agents and agency owners, become Funding Ready™ and connect with the right capital sources to fuel their strategic ambitions.

Rob Thomas and The Agent Underground bring the industry’s most motivated and forward-thinking agents to this alliance. The platform provides education, agency-building blueprints, and hands-on mentorship that equips agents to navigate complexity, not retreat from it.

Together, CredFin and The Agent Underground are launching a capital access program designed to equip qualified agents with the business credit and funding infrastructure required to acquire under-capitalized or succession-challenged agencies, positioning them as the consolidators rather than the consolidated.

Rob Thomas, Founder, The Agent Underground

“We are standing at the most important crossroads the insurance industry has ever faced. Artificial intelligence is eliminating the agents who are unprepared, yet for agents who understand what is happening and move decisively, this is the greatest opportunity for wealth creation and agency growth in a generation. CredFin gives our agents the financial firepower to be the buyers in a market full of sellers.”

Ray A. Smith, Founder and Chief Executive Officer, CredFin, Inc.

“Rob Thomas has spent his career building agents who think and operate like business owners. CredFin, Inc. exists to give those agents access to the capital that converts their vision into acquisition strategy. When a funded, forward-thinking agent engages with an undercapitalized agency that has no succession plan, the outcome is predictable and enormously valuable for both parties. We are pioneering the playbook for this new era.”

What This Means for Independent Insurance Agents

Through this alliance, qualified independent insurance agents affiliated with The Agent Underground’s network will gain direct access to CredFin, Inc.’s Funding Ready™ and Lender Match™ System, the same institutional-grade business credit and funding infrastructure used by growth-oriented small businesses nationwide.

Agents will be guided through a structured process to optimize their business credit profiles across all three major commercial bureaus, then matched with lenders aligned to their specific acquisition or operational funding goals.

The strategic advantages for participating agents include access to capital to acquire independent agencies with no succession plan, funding for operational expansion and technology upgrades, stronger business credit profiles across all three major commercial bureaus, and the ability to become industry consolidators in an AI-driven marketplace.

“The agents who move now will look back on this moment as the turning point that defined their careers. The agents who wait will look back and wonder why they did not.”

Join the Business Funding Ready™ Workshop

Insurance agents who are ready to take control of their financial future and position themselves ahead of the AI disruption curve are invited to attend the CredFin Business Funding Ready™ Workshop, hosted by Ray A. Smith, Chief Executive Officer of CredFin, Inc., and Rob Thomas, Chief Executive Officer of The Agent Underground.

The workshop is a live, interactive event designed specifically for insurance professionals who want to understand how business credit works, how to become Funding Ready™, and how to access the capital needed to grow, acquire, and thrive in the rapidly consolidating insurance marketplace.

Register today at Workshop.CredFin.ai.

CredFin, Inc. is not a lender and does not make credit decisions. The company may, in certain circumstances, introduce business owners to independent third-party financing providers. All financing decisions, terms, and approvals are made solely by those independent providers and are subject to their own underwriting criteria. Participation in the workshop and use of CredFin, Inc.’s advisory services are voluntary and may not be suitable for all businesses. Outcomes vary based on individual business circumstances, creditworthiness, lender criteria, and market conditions, and there is no assurance that any business will obtain financing as a result of participation.

Media Contact: [email protected] | credfin.ai | Workshop.CredFin.ai

MIAMI, FL — May 20, 2026 (GlobeNewswire) — The U.S. Bureau of Labor Statistics, PNC Bank’s 2026 industry outlook, and multiple major research firms agree on which sectors are positioned for the strongest growth in the American economy over the next decade. Healthcare automation is projected to grow from $38.6 billion to $94 billion by 2033. Transportation and warehousing is expected to add 387,000 jobs over the same period. The U.S. Chamber of Commerce reports that 58 percent of American small businesses are now using generative AI — up from 40 percent in 2024 — with 82 percent of those businesses reporting workforce growth as a direct result. The global alternative energy sector is expanding with double-digit year-over-year growth. Construction and infrastructure spending is at historic levels. E-commerce accounts for 20 percent of all retail sales and is still growing.

Every one of these sectors is dominated by small businesses. CredFin, Inc. says the common thread running through every one of these growth industries is the same: the small businesses that will capture the full opportunity of this historic moment are not necessarily the biggest or the oldest. They are the ones that are Capital Qualified™.

Healthcare: A $94 Billion Opportunity Built on Small Business

The global healthcare automation market is projected to reach $94 billion by 2033 at a compound annual growth rate of 9.3 percent. Small healthcare businesses — from independent medical practices and specialty clinics to medical device distributors and health technology firms — are at the center of this expansion. The ones accessing growth capital to invest in equipment, technology, and staff are pulling ahead. The ones that cannot access business funding because their commercial credit profiles are underdeveloped are watching the opportunity move past them.

Transportation, Construction, and the Infrastructure Build-Out

Transportation and warehousing is projected to add 387,000 jobs by 2033 — one of the fastest net job creators in the economy. Construction is experiencing similarly strong demand, with infrastructure spending at historic levels across every region of the country. The contractors, subcontractors, and materials suppliers who are winning this moment share a common characteristic: they have the credit lines and working capital to mobilize quickly, take on larger jobs, and bid confidently. Those who do not are leaving projects on the table.

Technology, AI, and Renewable Energy: The New Small Business Frontier

AI adoption requires investment. Cloud infrastructure requires investment. Renewable energy installation and service businesses require significant upfront capital for equipment, licensing, and working capital. The businesses capturing the most growth in these sectors are not the ones with the most technical expertise alone — they are the ones with the financial infrastructure to support rapid growth: strong commercial credit profiles, clean business entity structures, current public data with the Secretary of State and IRS, and lender relationships that can be activated when the next opportunity arrives.

Ray A. Smith, Founder & CEO of CredFin, Inc.

“Every one of the industries growing fastest in America right now is full of small business owners who are working incredibly hard and building something real. The Golden Age of America is front and center. What separates the small business owners who scale from the ones who plateau is almost never the quality of their work or how hard they are working. It is almost always their access to capital. Capital Qualified™ status is the infrastructure that lets great businesses become great companies. That is the mission CredFin, Inc. is here to support.”

The Capital Qualified™ Advantage in a Growth Economy

In a growth economy with multiple booming sectors, the penalty for not being Capital Qualified™ is not just a denied loan application. It is a missed contract, a delayed equipment purchase, a competitor who said yes to the same project because they had the line of credit available. The cost of fundability gaps is measured not just in denials — but in lost revenue.

CredFin, Inc.’s Capital Qualified™ + Lender Match System™ audits and corrects profiles across Dun & Bradstreet, Equifax Business, and Experian Business — along with the Secretary of State, IRS, and various other public databases — then matches each client to the most appropriate lenders spanning traditional banks, SBA-approved lenders, community lenders, and vetted alternative capital providers.

The industries are growing. The capital is available. The question for every small business owner in healthcare, transportation, technology, energy, construction, and every other thriving sector is simple: are you Capital Qualified™ to capture it?

Small business owners in every growing industry can register for the free 60-minute Business Capital Qualified™ Workshop at Workshop.CredFin.ai — part of the national Fund Your Freedom initiative, timed to coincide with America’s 250th anniversary on July 4, 2026.

CredFin, Inc. is not a lender and does not make credit decisions. The company may, in certain circumstances, introduce business owners to independent third-party financing providers. All financing decisions, terms, and approvals are made solely by those independent providers and are subject to their own underwriting criteria. Outcomes vary based on individual business circumstances, creditworthiness, lender criteria, and market conditions, and there is no assurance that any business will obtain financing as a result of participation.

Media Contact: [email protected] | credfin.ai | Workshop.CredFin.ai

MIAMI, FL — May 14, 2026 (GlobeNewswire) — A new Q1 2026 industry trend report has painted a striking picture of the American small business landscape: confidence has never been higher, but the path to capital has never been more fragmented. According to the report, 93% of small business owners expect moderate to significant growth over the next twelve months — with 32% projecting significant growth, a survey all-time high. Yet at the same time, a record 76% of small businesses have bypassed traditional banks entirely when seeking capital, also an all-time high. In the retail sector, that number climbs to 82%.

The Confidence–Capital Gap

CredFin, Inc. says the data exposes a structural problem that optimism alone cannot solve: business owners are ready to grow, but most are not Capital Qualified™. The Federal Reserve's 2025 Small Business Credit Survey reinforces the pattern — 48% of credit applicants in 2025 were either denied or did not receive the full amount they requested. Meanwhile, access to credit ranked as the number one factor shaping small business strategy in 2026, cited by 46% of owners — ahead of consumer spending (42%) and interest rates (35%).

Why Businesses Are Leaving Banks Behind

For the first time in the report's history, cash flow surpassed inflation as the top concern among small business owners (31% vs. 29%). Non-bank lenders are filling the void: Ocrolus cash flow data shows non-bank loan inflows reaching a median of $8,824 in monthly volume in Q1 2026, outpacing traditional bank inflows of $6,929. The shift away from banks is no longer a trend — it is the new baseline.

Ray A. Smith, Founder & CEO of CredFin, Inc.

"Ninety-three percent of business owners expect to grow. That confidence is real and it's earned. But the capital market has fundamentally changed — banks are no longer the default, and lenders across every channel are looking harder at the commercial profile behind the application. Being optimistic is not the same as being Capital Qualified™. Business owners who understand the difference are the ones who actually get funded."

What Capital Qualified™ Means in This Environment

With traditional bank lending declining and non-bank capital growing, the lenders business owners are turning to are conducting their own rigorous underwriting — and they are evaluating the same commercial bureau data that SBA lenders are now mandated to review manually. CredFin, Inc.'s proprietary Capital Qualified™ + Lender Match System™ integrates data from Dun & Bradstreet, Equifax Business, and Experian Business to identify and correct exactly what every category of lender now examines — before a single application is submitted.

Business owners can attend a free 60-minute Capital Qualified™ Workshop at Workshop.CredFin.ai to find out where their profile stands and what it takes to access capital in today's lending environment.

CredFin, Inc. is not a lender and does not make credit decisions. This release is for informational purposes only.

Media Contact: [email protected] | (949) 828-4020 | credfin.ai

MIAMI, FL — May 11, 2026 (GlobeNewswire) — The U.S. Small Business Administration has made a seismic shift in how small business loans are evaluated. Effective March 1, 2026, the SBA formally discontinued the FICO® Small Business Scoring Service (SBSS) score for all 7(a) loans of $350,000 or less — a decision outlined in SBA Procedural Notice 5000-875701 and its February 2026 supplemental guidance.

What Changed — And Why It Matters

For years, lenders relied on the SBSS score as an automated shortcut to pre-screen SBA loan applications. A strong score allowed decisions in days. That shortcut is now gone. Every lender evaluating a 7(a) Small Loan must now complete a full manual commercial credit analysis — which means pulling and reviewing the three commercial credit bureaus directly: Dun & Bradstreet, Equifax Business, and Experian Business.

Ray A. Smith, Founder & CEO of CredFin, Inc.

"The SBA just handed lenders a magnifying glass and told them to look harder. Business owners who assumed an automated score was protecting them from scrutiny now have no buffer. What lenders find in those three bureau reports is exactly what we've been helping business owners fix for years. This rule change doesn't hurt business owners who are Capital Qualified™ — it exposes every one who isn't."

What Lenders Are Now Required to Evaluate

• Full commercial credit history across all three bureaus
• Business entity structure and registration accuracy
• Trade line history, payment behavior, and account depth
• Public records, liens, and judgment filings
• Industry risk classification and time-in-business consistency
• Address and ownership information matching across bureaus

Why Most Business Owners Are Unprepared

The vast majority of small business owners have never pulled their own commercial bureau reports. Errors, missing trade lines, and structural mismatches that the SBSS score may have softened are now fully visible to every underwriter. Loan timelines will lengthen. Scrutiny will increase. And business owners who have never audited their Capital Qualified™ profile are walking into lender reviews completely blind.

CredFin’s Response: The Capital Qualified™ + Lender Match System™

CredFin, Inc. integrates data from Dun & Bradstreet, Equifax Business, and Experian Business to identify and fix exactly what lenders now must manually review — before a business owner ever submits an application. The company's proprietary 3-step Capital Qualified™ + Lender Match System™ audits the commercial profile, corrects what lenders will find, and then matches the business to the right lenders based on real approval criteria.

Business owners can attend a free 60-minute Capital Qualified™ Workshop at Workshop.CredFin.ai to learn exactly what lenders are now required to see — and how to make sure the profile they find is one that qualifies.

CredFin, Inc. is not a lender and does not make credit decisions. This release is for informational purposes only.

Media Contact: [email protected] | (949) 828-4020 | credfin.ai

MIAMI, FL — May 7, 2026 (GlobeNewswire) — The U.S. Small Business Administration guaranteed a record $44.8 billion in small business loans in fiscal year 2025. Yet millions of American entrepreneurs are still being turned down for financing.

The Data Is Alarming

• Low business credit scores are the number one reason small businesses are denied funding — cited by 45% of all denied or partially funded applicants.
• Only 41% of applicants received all the financing they sought.
• 24% were denied entirely, despite operating a real business with real revenue.
• More than 2 million businesses annually do not even apply — not because they don't need capital, but because they fear rejection.

Ray A. Smith, Founder & CEO

"Business owners are more motivated and more optimistic than they have been in years, but motivation alone does not get you funded. The business owners who have successfully obtained financing are often those who understood how lenders evaluate applications before they ever needed the money. We call it — Capital Qualified™."

Free 60-Minute Capital Qualified™ Workshop

CredFin, Inc. offers a free 60-minute Business Capital Qualified™ Workshop. Register at Workshop.CredFin.ai

CredFin, Inc. is not a lender and does not make credit decisions.

Media Contact: [email protected] | (949) 828-4020 | credfin.ai

MIAMI, FL — May 4, 2026 (GlobeNewswire) — CredFin, Inc. today announced the launch of its “Fund Your Freedom” initiative — a national campaign timed to coincide with America's 250th anniversary on July 4, 2026.

Ray A. Smith, Founder & CEO

"Two hundred and fifty years ago, American founders pledged their lives, fortunes, and sacred honor to the idea of freedom. Today, that same spirit lives in every small business owner who takes a risk to build something of their own. Our mission is to make sure they have the funding to do it."

As part of the campaign, CredFin, Inc. is offering free access to its 60-minute Business Capital Qualified™ Workshop at Workshop.CredFin.ai.

CredFin, Inc. is not a lender and does not make credit decisions.

Media Contact: [email protected] | (949) 828-4020 | credfin.ai

MIAMI, FL — CredFin, Inc. announced the national availability of its Capital Qualified™ + Lender Match System™.

The Three-Step System

• Step 1 — Fix: Audit and correct business credit profiles across Dun & Bradstreet, Equifax Business, and Experian Business.
• Step 2 — Build: Develop a Capital Qualified™ profile that aligns with how lenders actually score business credit risk.
• Step 3 — Match: Connect the business owner to the right lenders based on each lender's specific criteria.

"Most declines aren't about the business being too small or too new — they're about the lender seeing a profile that doesn't match their criteria. We fix what the lender sees before we ever make the match." — Ray A. Smith

Contact: [email protected] | (949) 828-4020 | credfin.ai

MIAMI, FL — CredFin, Inc. identifies business credit profile misalignment as the primary driver of small business funding denials.

Root Causes

• Business entity structure and registration accuracy
• Trade line history and payment behavior
• Industry risk classification (SIC/NAICS codes)
• Public record filings and lien status
• Time in business and address consistency

"We treat the lender match as the last step, not the first." — Ray A. Smith

Media Contact: [email protected] | (949) 828-4020 | credfin.ai

MIAMI, FL — CredFin, Inc. launched a free, 60-minute online workshop for small business owners.

What the Workshop Covers

• The 3-step Capital Qualified™ + Lender Match System™ explained
• How D&B, Equifax Business, and Experian Business scores work
• The most common profile errors that cause funding denials
• How to separate business credit from personal credit

The free workshop is available at Workshop.CredFin.ai. A $97 VIP upgrade is available for a direct one-on-one Q&A session with founder Ray A. Smith.

Media Contact: [email protected] | (949) 828-4020 | credfin.ai